How do I borrow money?

To obtain a loan you need to create a loan application or to look through a list of existing loan proposals; you might find the one you like. If you fail to find an offer that meets your needs, you can create your own loan application.

To create your own application, you need to go to the “Credit Exchange” section and click “Get a loan”.

On the opened page please specify the account in which you want to receive your loan, the requested amount, the interest rate, the loan term, purpose of the loan and the comment. Once you are done, click on the “Preview” button and check all the information entered. If you are sure that everything is correct, click on "Create a new loan application" to confirm, or on the "Back" button to make any corrections.

After it is created, your application will be listed here https://perfectmoney.is/credits/deals_take.html

Why should I specify an secondary Certified Exchange Service provider?

Sometimes the primary Certified Exchange Service provider fails to process a user’s application for various reasons. Selecting a secondary Certified Exchange Service provider in advance will minimize the risk of a possible delay.

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