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E-Currency Payment SystemPerfect Money Payment System

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E-Currency Payment System
fast,easy,comfortable - way to develop your money

PM Exchange Rates

USD / EUR  0.708  |
|  EUR / USD  1.355

GOLD Bid Price /oz:

USD >> 1265.915  |
|   EUR >> 915.27

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Perfect Money: Service Quality & Products

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Frequently Asked Questions

What is the minimal deposit amount made via bank transfer?

Currently the minimal amount for the bank transfer is at US $1,000 or its equivalent in another currency. This minimal amount is subject to change. For more information, please refer to the “Fees” section.

How long does it take to withdraw funds via bank transfer?

We release your funds within 24 hours after the order was generated, but normally clients receive their transfers within 3 to 5 business days from the time the order was generated.

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Perfect Money Features

Perfect Money system operates with a kit of tools that is the most convenient for settlements between customers.

The value of balance turnovers as well as the period of registration do not affect the privileges of using the opportunities of the system.

Every Customer of Perfect Money is very important and we do not make any distinctions while serving you.

Customer individual status

To make transactions easier for both parties Perfect Money divides its users in accordance to three statuses obtained by the system customers at registration completion:

Assigned to all new registered Customers without any applied limitations on the system use.

Assigned to the Customer active for over 1 year or with a definite value of the balance turnover. To upgrade the Normal account a Customer has to send a separate request to the Customer Service. Premium status assumes that a number of commission fees is lower than customers with the Normal status usually have to pay.

Assigned by the sole discretion of Perfect Money Administration to the partners to optimize B2B payments of the companies running their businesses via Internet.

You may choose the sub-group of your account depending on the purposes and forecasted turnover: Personal, for the individual use, or Business.

Convenient and easy methods to fund the account:

When using Perfect Money system the Customer has a convenient and easy-to-use tool to make P2P and P2B payments. For a PM customer payments for products or services in Internet turn into a simple operation, as the time spent on this operation hardly exceeds 1 sec. Now it is not a problem to exchange your real or virtual banknotes into Perfect Money.

Depositing of money into system can be performed as follows:


Wire transfer
Is a convenient way to fund your account. Upon receipt of the transfer the crediting of money to PM account is performed within 30 seconds.

Electronic currency
Perfect Money system works with a significant number of e-currencies and, owing to this, the account funding can be performed by means of e-currencies. Such transaction can be performed automatically via merchants of these payment systems.

Exchange Partners
Represent another way to fund your account. Multi-currency of exchange partners of Prefect Money and their time-proved reliability turns the funding of a system account into a simple and safe operation.

For the convenience of Customers Perfect Money provides a possibility of account funding with any kind of e-currency. In this case Perfect Money will immediately conduct the transaction at the most profitable rate.

Taking care of each customer Perfect Money system adds monthly interest to the customer’s minimum account balance.
Your money works for you even when you rest.

If account balance is not spent by a Customer, it is possible to withdraw money from the Customer's account by means of the tools used for depositing.

By using a wire transfer, conversion into any type of currency and exchangers the customers of Perfect Money can always get their money in the shortest possible time.


For Customers whose business activity is connected with Internet Perfect Money system offers an optimal package of business solutions including convenient functional tools of settlements specially developed by the PM financiers while considering the needs of the state-of-art IT business.


Convenient and detailed reports simplify your accounting
Get notified about new financial operations, view charts and real-time statement.

System of automatic recurrent payment set up
This tool is designed to organize the monthly expenses of your enterprise; it allows payments in an automatic mode.

Center of individual Support of Perfect Money business customers
Customers' online support works in a 24\7\365 mode. Our specialists are ready to answer any question that is of interest to you.

Perfect API Merchant
Basing our opinion on the criteria of functionality, reliability and safety, we do not expect any analog of Perfect Money to appear in the next few years. The Perfect Money engineers have created such a tool which allows any business structure to organize any on-line process of product sales, services or access to content with the maximum ease and safety.


The Perfect Money security system has been developed by a scientific research group of specialists in the field of information and finance security. The PM engineers have managed to create an ideal tool for Customer's security by using:

-long-term experience of the PM analysts in operations with financial instruments on a large scale;
- technologies of artificial intellect of Customer's authentication;
- online monitoring of security level and Customer’s protection performed by the security service of Perfect Money.

Security toolbox of PM Customer includes the following:


Identity Check
This tool is used for identification of a PM account Customer. This instrument is a kind of an artificial eye for Perfect Money which does not necessarily recognizes someone by his/her face but provides the possibility to identify the computer used to enter the account. In case if the Customer authentication is performed from the net or subnet of IP addresses that are not related to the account owner, the system blocks the entrance to the account and sends an additional safety code to the e-mail specified during the account registration. The change of an IP address is made individually with the help of Perfect Money Support Center.

SMS Authentication
This system is used for creation of a logical connection between the Customer account and his/her cell number to which the System sends a confirmation code to identify the real account owner. SMS Login system is the most perfect and reliable method of Customer protection from a non-authorized account entrance because the time spent on the whole operation of the code exchange and its entering into account is extremely short and insufficient for a cracking operation.

CodeCard Protection
The customer gets a card with a graphic picture of the code sent to his/her e-mail address. To confirm the transaction the system sends a Customer an inquiry on a random order delivery of the definite code from that card. CodeCard is a convenient and reliable protection measure to confirm transactions. It has proved itself in the majority of the most prominent financial institutions of the world.

The democratic approach of Perfect Money payment system enables every Customer to decide independently which security settings he/she needs to use for his/her account. Every customer of PM makes a compromise with him/herself and chooses his/her own edge of convenience to use and protect the account from a non-authorized view or use.

Perfect Money system is liberal to any Customer.

We have created the most effective tools for your financial control and we hope to give our Customers a free hand in forming of their own monetary policy. Every Customer is very important to us and the fact that you have chosen Perfect Money entitles us to provide our Customers with the maximum opportunities to control their accounts without any fear of being blocked.

The task of the Perfect Money security system is to provide the maximum opportunities to our Customers for construction of the multilevel security system for their finances. The security system together with the scientific research department of Perfect Money not only constantly develops new security systems, but also has at its disposal a group of specialists for modeling all possible methods of system cracking in order to use this information in the future for the construction of digital bastions around the system.

For our Customers on the other side of the computer screen Perfect Money has created a financial corporation with thousands of possibilities hidden behind the only tiny door - login field on the main page. So, it's high time to open this door and to discover the universe of Perfect Money!

Sign up to Perfect Money - payment system of the Future!

   Accept SMS payments
Make P2P and B2B payment with Perfect Money 
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