Why would I need to make my personal information visible for other Credit Exchange users?

Other Credit Exchange users only see your account number and your credit rating by default. If you make your personal information public, users’ trust in you will grow significantly, which, in turn, will result in a greater number of mutually beneficial operations.

Shall I create my own loan application or choose one of the existing ones?

It all depends on your preferences. If time is of essence, choosing an existing loan offer is a smart choice as you will receive money fast. When you create your own application, you can ask for better terms for yourself, but you will have to wait for a lender who is willing to accept them.

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